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Hire Purchase (HP)

PRESTIGE & SUPERCAR FINANCE 

What is Hire Purchase (HP) Car Finance?

Hire Purchase (HP) car finance is a simple and transparent way to finance a vehicle, with a clear route to full ownership.

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With an HP agreement, the finance provider purchases the vehicle on your behalf and retains ownership for the duration of the contract. You make fixed monthly payments over an agreed term, allowing you to spread the cost of the car with certainty and consistency.

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Once all payments have been completed, including any final fees, ownership of the vehicle transfers to you outright. There are no mileage restrictions, and the car is yours to keep.

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Hire Purchase finance is well suited to those looking to own their vehicle long-term, offering predictable payments and a straightforward structure for financing luxury, prestige and performance cars.

HIRE PURCHASE AT A GLANCE 

Hire Purchase Visual Example

A FEW WORDS FROM OUR PARTNER

Watch our partner Tim (Shmee150) Break Down His Experience with AMF

FINANCE OPTIONS

Finance to suit your next move.

Whether you're purchasing your next vehicle, reviewing an existing agreement or releasing equity, explore our specialist finance options.

Purchasing or refinancing? Let's find the right route.

OUR FINANCE PROCESS

Your next vehicle, in four simple steps.

Personal support from your first enquiry to completion.

01

Enquire & Discuss

Tell us about your vehicle and requirements. Your specialist will explore suitable finance options.

02

Lender Assessment

We submit your application and liaise with the lender throughout its assessment.

03

Review & Sign

Review your agreement and complete the documentation once approved.

04

Complete & Collect

Once everything is in place, funding is arranged so you can collect your vehicle.

"AMF make that dream car a reality!"

• Market-leading specialist rates

• Fast & simple application process

• No impact on your credit score

• Exclusive access through trusted dealers.

Tim Burton - Shmee150

Tim Burton (aka Shmee150)
5-Star Google Review
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Approved Business Finance Ltd is an independent asset finance brokerage and a credit broker, not a lender. We work with a panel of lenders to find suitable finance options for your needs. If you enter into an agreement with a lender, typically we will receive commission for introducing you to them. We are committed to delivering high standards of service and handling any concerns promptly. Approved Business Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN 1020031. ICO Registration Number: ZB424677. Registered in England and Wales (Company No. 11914104). Registered office: Seebeck House, Seebeck Place, Milton Keynes, MK5 8FR. Approved Business Finance Ltd also operates under these additional trading styles: Approved Property Finance, Approved Motor Finance, Approved Finance, and Approved Finance & Leasing LLP. 

Our policies are available to view at the links above.

Copyright © 2026 Approved Business Finance Ltd. All rights reserved.

Your motor finance, Approved from Milton Keynes. 

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01908 429888

Seebeck House

Seebeck Pl

Milton Keynes 

MK5 8FR

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