
Lease Purchase
Learn Details on Lease Purchase
What is Lease Purchase?
Lease Purchase (LP) car finance offers a flexible funding solution with lower monthly payments and a clear route to ownership.
With a Lease Purchase agreement, you make fixed monthly payments over an agreed term, based on the vehicle’s expected future value. At the end of the contract, a final balloon payment is required to take ownership of the vehicle.
Unlike PCP, there is no option to return the vehicle at the end of the agreement. The balance must be settled, either by making the final payment or by refinancing or selling the vehicle.
Lease Purchase is often chosen for higher-value, luxury and performance vehicles, where reduced monthly payments and long-term ownership are priorities.

What would you like to finance?
We offer an unrivalled choice of competitive funding solutions, including PCP and Hire Purchase, as well as refinancing and equity release products.

Classic Car Finance
Classic car finance solutions for any age vehicle, offering specialist expertise and equity release options.

Supercar Finance
Flexible supercar finance solutions offering sensible balloon payments, the lowest monthly repayments and fast credit decisions.

Prestige Car Finance
Prestige car finance solutions featuring manual underwriting, fixed or variable rates and low deposits from 10%.

Electric Car Finance
Electric and hybrid car finance solutions with flexible terms from 12 to 60 months and fast credit decisions.
Car Brands We've Financed
Which Car Brand Calls Out to You?
Explore tailored finance solutions, insights and case studies across the world’s most prestigious automotive marques. Select a brand to see how we structure funding for each vehicle.
Our Official Partners
Working With the Best Partners, Lenders & Dealerships






Our Finance Process
Finance in 4 Simple Steps
Our motor finance process is simple and transparent, with clear car finance options and no hidden fees. Our no-obligation application will not impact your credit score, allowing you to explore tailored finance solutions with confidence.
Apply & Consult:
1.
Complete one of our motor finance eligibility forms or speak directly with an AMF specialist. We’ll review your requirements and recommend the most suitable car finance solution based on your needs.
Credit Approval:
2.
Our experienced team manages the car finance credit approval process on your behalf, liaising with specialist lenders to secure the most competitive terms efficiently and discreetly.
Document Signing:
3.
Complete one of our motor finance eligibility forms or speak directly with an AMF specialist. We’ll review your requirements and recommend the most suitable car finance solution based on your needs.
Collect Your Keys:
4.
Funds are released promptly, allowing you to collect your vehicle and enjoy your new car with confidence, knowing your finance has been expertly arranged.













Approved Business Finance Ltd is an independent asset finance brokerage and a credit broker, not a lender. We work with a panel of lenders to find suitable finance options for your needs. If you enter into an agreement with a lender, typically we will receive commission for introducing you to them. We are committed to delivering high standards of service and handling any concerns promptly. Approved Business Finance Ltd is authorised and regulated by the Financial Conduct Authority, FRN 1020031. ICO Registration Number: ZB424677. Registered in England and Wales (Company No. 11914104). Registered office: Seebeck House, Seebeck Place, Milton Keynes, MK5 8FR.

























