NO IMPACT ON YOUR CREDIT SCORE
Hire Purchase (HP) enables you to own the car at the end of the agreement. The product consists of a deposit, followed by monthly payments making up the remaining finance amount.
Personal Contract Purchase (PCP) allows you to keep, exchange or return the vehicle at the end of the agreement. This product is the most flexible form of car finance.
Refinance is a form of equity release that unlocks cash from your vehicle. The released funds can be used for whatever purpose you wish.