CAR FINANCE
PRODUCT OPTIONS
We appreciate that customers can be very busy with the day-to-day of life, so leave the finance to us and get ready to pick up your new car
CAR FINANCE WORTH TALKING ABOUT...
Approved Motor Finance offer a wide range of car finance products to suit your individual requirements. We take pride in our ability to create bespoke funding options to help secure your car. Our products will not only help you purchase the car you want, but also unlocking capital in your current vehicle using equity release.
Our specialist in-house finance team have strong relationships with the 70+ strong lender panel, allowing us to source finance packages on classic cars, supercars and even motorhomes.
PERSONAL CONTRACT PURCHASE
PCP allows you to keep, exchange or return the vehicle at the end of the agreement. This product is the most flexible form of car finance.
Low Risk
There is a minmum guaranteed future value.
Flexible Deposit
Allowing you to free up personal or business cash.
Control
You decide the deposit amount and the repayment term. You have the option to exit the agreement mid term.
Better Options
Choose a higher specification car with lower payments.
Tax Alternative
By opting out of a company car scheme, you may be eligible for a cash alternative through pay roll, which means you are no longer subject to a benefit in kind through company car tax.
HIRE PURCHASE
HP enables you to own the car at the end of the agreement. The product consists of a deposit, followed by monthly payments making up the remaining finance amount.
Set Monthly Payments
Making budgeting simple.
Assets
You own the car at the end of the agreement.
Tax Benefits
Tax allowances for business users.
Control
You decide the deposit amount and the repayment term.
Flexibility
No mileage restrIctions. Allopwing you to free up personal or business cash.
REFINANCE
Refinance is a form of equity release that unlocks cash from your vehicle. The released funds can be used for whatever purpose you wish.
Release Equity
Release some of the equity currently tired up in your vehicle. Leverage the value of your car through equity release, known as 'sale and hire purchase'.
Simple
No car dealers are involved, a streamlined process means this product is simple and straightforward. Funds are released directly into your bank account.
More Options
Releasing equity can allow you to release locked in cash reserves. If you're a business owner you can raise capital for asset or investment purchases. If you're a collector, you can use these funds to expand your collection.
Control
Theres no obligation to sell the car and funds could be in your account much sooner than you think.
A Better Deal
You may believe that you could secure a better finance agreement than what was initially offered to you. You can also finance the final balloon payment if you would prefer to keep your existing car.
Are you a looking for a transparent car finance with
no hidden fees and no hassle?
We take the hassle out of applying for car finance, so you can concentrate on what's most important (like picking your dream car). Our pricing is fair, straightforward and transparent. Sound good? Get A Quote Today!